Jakarta International Customer Service Institute (JICSI)

JC-Mortage Underwriter

Mortage Underwriter

Job Summary

Mortgage Underwriters evaluate loan applications and approve or deny mortgage loans.

A successful Mortgage Underwriter should be able to exercise sound judgment based on detailed analysis and ensure that all documentation is in compliance with the relevant regulations.

Responsibilities:

  • Authorizing and underwriting loans.
  • Reviewing and verifying loan applications and supporting documentation.
  • Analyzing loan risk and requesting additional information as necessary.
  • Preparing reports on assessment findings.
  • Making loan eligibility decisions and approving or rejecting applications.
  • Reviewing and specifying loan conditions as necessary.
  • Ensuring compliance with regulatory standards.
  • Ensuring compliance with company policies and guidelines.
  • Documenting and effectively communicating reasons for the approval/rejection of loans.
  • Returning applications with additional documentation to the loan officer for review.

Requirements:

  • Degree in business, banking, finance, or a related field.
  • Experience in loan underwriting.
  • Highly organized and able to prioritize.
  • Good communication skills, both verbal and written.
  • Detail-oriented with strong data analysis skills.
  • High mathematical aptitude.
  • Good working knowledge of mortgage loan processing and relevant legal regulations.
  • Proficiency in Microsoft Office and automated underwriting systems.